Tag Archives: Florida Real Estate

Easy & Convenient Florida Discovery Packages of New Communities

1 Aug

Best Florida New Communities To Invest In 2012

Easy & Convenient Florida Discovery Packages of New Communities

Home Buyers request a Discovery Package of your favorite Florida private community.  Tour with Bold Real Estate Group new developments and vacation communities in the United States, Mexico, Costa Rica, Italy, Hawaii, Dominican Republic and the Caribbean. It is the most convenient way to see which of these New Developments is your best choice!  We work directly with the finest group of developers to secure the greatest of locations and building quality at pre-construction prices.

AQUA at Pelican Isle, Naples :: Naples, FL :: View Details
AQUA at Pelican Isle embraces its fortunate residents with an impeccable array of luxury, personal service and recreational amenities. The acclaimed design team has created the most unique resort lifestyle in Naples. Amenities include a spa, fitness center, rooftop deck and sky lounge, and movie theater, all managed under the watchful eye of a full-time concierge.
Bella Terra :: Estero, FL :: View Details
A master planned gated community perfect for families of all ages and sizes offer villas, single-family and estate homes starting from the $100s. Bella Terra means “beautiful land” in Italian and that’s exactly what you will find here. It is nestled in a preserve paradise and inspired by beautiful northern Italian-style architecture. Set amid 1,000 acres with 100 acres of tranquil lakes and 400 acres of conservation preserves.
Bleu Claire :: Longboat Key, Florida :: View Details
Nestled along the pristine coastline of Longboat Key is a new level of exclusivity to define beachfront living, the taste of luxury, the reward for a lifetime of accomplishment: Your inspiration. Your dream. Your Bleu Claire. Designed to evoke the feeling of a retreat from the everyday, Bleu Claire on Longboat Key is inspired by the villas of the French Riviera. The community’s understated elegance reflects the beauty of its natural surroundings and the enchanting views of the Gulf of Mexico.
Bonita Bay Highrises :: Bonita Springs, Florida :: View Details
Three waterfront parks; 12 miles of biking and walking paths; 90 holes of golf; private beach park on the Gulf of Mexico; tennis and swim center; fitness center; marina club with storage for more than 400 boats, fuel and service, a ship’s store and restaurant; wine club; Audubon International Cooperative Sanctuary for demonstrated excellence in environmental planning, wildlife-habitat management, resource conservation, waste management, and outreach and education. Four additional high-rises are in development.
Fiddler’s Creek :: Naples, Florida :: View Details
Fiddler’s Creek is a master-planned luxury residential community, to be comprised of nearly 100 distinct neighborhoods upon completion. Less than one-third of the land at Fiddler’s Creek will be developed for residential use, while the remainder is reserved primarily for nature and recreation.
Hampton Park at Gateway :: Fort Myers, Florida :: View Details
Hampton Park at Gateway is now taking reservations. Hampton Park at Gateway will be offering a wide selection of single-family homes to suit your lifestyle.
Heritage Bay :: Naples, FL :: View Details
A master planned, gated, golf course lifestyle community full of amenities starting from the high $100s. Here you’ll feel like you’re on vacation all year long. Heritage Bay offers and extraordinary lifestyle that combines golf, tennis, fitness and a full calendar of social events. Keep your days and nights busy with activity or simple relax and soak in the amazing lake, golf or preserve views that comprise of over 80% of the community. Heritage Bay has the Florida lifestyle and home style you are looking in an amenity packed resort lifestyle.
Heron Bay :: Coral Springs, Florida :: View Details
Heron Bay features two community clubhouses, resort-style pools, fitness centers, children’s playgrounds, a kids’ spray park, tennis, event rooms, spa rooms, and walking & biking trails.
Lake Buena Vista Resort Village and Spa :: Orlando, FLorida :: View Details
The award-winning Lake Buena Vista Resort Village & Spa is a wholly owned Orlando, Florida condo hotel development offering all the facilities and amenities of a world class resort. Superbly located just over a mile from Disney World,and close to Universal Studios and SeaWorld, the Resort featues convenient access to shopping, dining, aquatic center, fitness center and signature health spa. The Resort is a government approved Regional Center under the U.S. EB-5 Immigrant Investment Program whereby foreign investors may obtain expedited, permanent U.S. Residency and Green Cards with optional citizenship.
Legends Bay at IMG Academies :: Bradenton, Florida :: View Details
Come live and play in paradise. At Legends Bay at IMG Academies, you connect with the beauty offered in this pristine natural environment. With its mile-long waterfront, this private gated commmunity lets you experience the feeling of being far removed, but not far away. Beautifully situated along the waters of Sarasota Bay with astounding panoramic vistas, Legends Bay offers incomparable aesthetics and quality along with access to select facilities at neighboring world-renowned IMG Academies.
Lely Resort :: Naples, Florida :: View Details
A close-to-everything Naples location, three championship golf courses and a cosmopolitan atmosphere amid lush natural surroundings has made Lely Resort one of the most sought after addresses in Naples. Lely Resort offers 13 spectacular unique neighborhoods.
Manchester Square :: Naples, Florida :: View Details
Ideally located in the heart of North Naples and offering a selection of two- to five-bedroom home designs suited to every lifestyle, Manchester Square is the perfect address for casual, carefree living.
Paseo :: Fort Myers, Florida :: View Details
Paseo. The way to say “journey”. Our way of saying a wonderful place to live. Stock Development presents an exciting new Ft. Myers community designed with a blend of inspired residences, all a stroll away from the Paseo Village Center. With plenty of places and spaces for family and friends to meet and celebrate life. Priced to move you!
Pelican Preserve :: Fort Myers, Florida :: View Details
Pelican Preserve is Southwest Florida’s most vibrant 55-and-better destination. This award-winning community boasts a 70,000-square-foot Town Center, a Golf Club, 27 holes of golf and a full calendar of social, recreational and cultural activities.
Perrone Construction :: Sarasota, Florida :: View Details
As Sarasota’s premier builder of luxury waterfront residences since 1980, Perrone Construction’s reputation for unparalleled excellence is widely acknowledged throughout the community. Our dedication to quality and our commitment to our client remain as strong today as ever. Repeat clients and referrals from former clients account for a good deal of our business, and to our company, this is the highest compliment that we could receive.
River Strand :: Bradenton, FL :: View Details
A Bradenton Florida vacation that will last you a lifetime. River Strand by Lennar in heritage Harbour includes a FREE country club membership with every home purchase. Living in River Strand means more than just owning a home…it’s a lifestyle. That’s because with the purchase of your beautiful new home, you’ll also receive a Full Country Club Equity Style Membership. The Full Country Club Equity Style Membership entitles you and your family to have full-use of all River Strand’s facilities including our 27-hole championship golf course designed by Arthur Hills. Reasonably priced annual dues cover all the golf and tennis you can play. With your membership, golf course fees are waived and you only pay for your golf cart rental.
Stoneybrook :: Venice, FL :: View Details
Stoneybrook by Lennar in Venice, FL A master planned gated community perfect for families of all ages and sizes offer single-family homes at an unbelievable value from the mid $100s. This 900 home, gated community was recently voted by Builder Magazine as one of the TOP 10 BEST SELLING communities in America. And it’s easy to see why, here you will enjoy all of the amenities of a country club lifestyle for a fraction of the cost. Plus, the location puts you a mere 3 miles from some of the most gorgeous Gulf of Mexico beaches on Florida’s west coast. All of this makes Stoneybrook the perfect community for families of all ages.
Tiburon :: Naples, Florida :: View Details
Home of the Ritz-Carlton® Golf Resort, Tiburón features 36 holes of Greg Norman-designed championship golf, resort-style conveniences and a superb location surrounded by Naples’ best beaches, shopping and dining.
Tidewater Preserve :: Bradenton, Florida :: View Details
On the shores of the Manatee River, Tidewater Preserve is a dynamic waterfront community with exceptional amenities including the Port & Court Club, tennis complex, canoe/kayak launch and riverfront walk.
Treviso Bay :: Naples, FL :: View Details
Blending the time-honored traditions of golf with modern conveniences, TPC Treviso Bay boasts 18 holes of picturesque and beautifully maintained golf; an array of amenities; and the personalized service and outstanding privileges that have become synonymous with the PGA TOUR’s acclaimed TPC Network of clubs. At TPC Treviso Bay, remarkable golf is just the beginning of an outstanding PGA TOUR experience.
Venetian Golf & River Club :: North Venice, Florida :: View Details
Venetian Golf & River Club provides artfully designed living sculpted around championship golf and a 70-acre Nature Park. The community’s two social hubs, The River Club and The Golf Club, offer a spectacular mix of activities and events.
WCI Communities :: Bonita Springs, Florida :: View Details
WCI sets the standard for building exceptional communities, creating amenities that challenge and exhilarate, while upholding our unwavering commitment to the places we call home. WCI has developed master-planned communities where today there are over 150,000 residents who enjoy amenity-rich lifestyles. WCI is fully committed to maintain and enhance this trust and will demand the highest quality construction and customer service to ensure The Experience Is Everything® for our valued customers.
Westshore Yacht Club :: Tampa, Florida :: View Details
Westshore Yacht Club is now taking reservations. Westshore Yacht Club will be offering a wide selection of single-family homes to suit your lifestyle.


About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.HealthcareRelocationServices.com

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NOCATEE a Northeast Florida Growing Community!

11 Jun

NOCATEE a Northeast Florida growing community!

Nocatee is a master-planned community located in Ponte Vedra, a golfer’s city and home to the PGA Tour of the Northeast Florida First Coast.  Nocatee currently features seven new neighborhoods and a wide variety of ready and magnificent homes for quick move-in or a great location to build your new home with choice of builder and preferred home style.  Homes are priced from the low $100s to more than $1 Million offering a wide selection of Condominiums, Townhomes, Patio Homes, Carriage Homes, Single Family, Estate Homes and 55+ active Adult Community.

Nocatee lifestyles features employment opportunities, new town center anchored by Publix Supermarket, banking, corporate office park, restaurants, St. Johns County School district, civic uses,  amenities, fitness center, a resort style water park and much more.

No matter how simple the process seems to purchase a new home from a builder you cannot go wrong by obtaining professional advice from a real estate agent who looks after your interest.

If  interested in a community tour and additional information at no cost to you, please click on Builder of choice below and complete short form  to receive your FREE information packet.  For automated listings delivered to your inbox, define the search criteria and we match it with the most current listings to hit the market in our database. This is a terrific way to stay up-to-date without spending hours scouring the internet and paging through the newspaper.  We look forward to being of service.

NOCATEE BUILDERS

David Weekly Homes
Del Webb 55+
CornerStone
Lennar
Mattamy Homes
Providence Homes
Richmond American Homes
Taylor Morrison Homes
Toll Brothers

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.HealthcareRelocationServices.com

The Benefits Of A Home Warranty

10 Jun

The Benefits Of A Home Warranty

Ok, so you just found a new home and are ready to put your current home on the market.  You want your home to sell quickly and without any glitches along the way.  But what can you do to protect yourself and your buyer?  Well, have you ever heard of a Home Warranty?  If so, great, then you already know this is the way to go.  If not, then keep reading and we will look at why getting a home warranty is so important.

What exactly does a Home Warranty do for you?  The Home Warranty is really just an insurance policy.  Most policies will protect you from the day your home is listed on the market until one year after the closing date.   By buying a Home Warranty, you will make the purchase of your home more attractive to home buyers.

The Home Warranty will cover anything that could break down or go wrong.  Things such as a broken dishwasher or air conditioner, etc.  By buying Home Warranty protection, you will help to eliminate the worries about unexpected but necessary repairs for you and the home buyer as well.   This will limit the liability for both of you in the event that a problem is discovered before or after closing.

Home Warranty policies will vary; however,  the standard deductable is usually somewhere between $35-$100 but can vary from state to state.

So to sum up the advantages of buying a Home Warranty:

• It will potentially save you money
• The Home Warranty will repair or replace any covered item
• The cost of a Home Warranty is only a fraction of the cost of replacing a major appliance
• It provides an incentive to the sale to any potential home buyer
• The Home Warranty will relieve any buyers anxiety about buying your home, especially if you have an older home
• It also relives a buyer of any concerns that you failed to disclose a material defect on the home disclosure
• Additionally, it will help prevent the buyer from trying to sue you  for failing to disclose any of the homes major defects on the home disclosure

The Home Warranty Protection policy is a fantastic way to protect you and your buyer from unforeseen repairs that can and do arise without warning.  During the home buying /selling process is no time for either party to have to shell out more money, especially for repairs.

Talk with your realtor about obtaining a Home Warranty Protection policy, they will be able to go over the entire program and its benefits with you.    So sit back and relax and enjoy the peace of mind you will get from purchasing the all important Home Warranty Protection policy.

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.HealthcareRelocationServices.com

Discover Florida Top New Communities

6 Jun

Discover Florida Top New Communities

Home Buyers request a Discovery Package of your favorite Florida private community.  Tour with Bold Real Estate Group new developments and vacation communities in the United States, Mexico, Costa Rica, Italy, Hawaii, Dominican Republic and the Caribbean. It is the most convenient way to see which of these New Developments is your best choice!  We work directly with the finest group of developers to secure the greatest of locations and building quality at pre-construction prices.  Contact Bold Real Estate Group for more information at communityinfo@comcast.net

AQUA at Pelican Isle, Naples :: Naples, FL :: View Details
AQUA at Pelican Isle embraces its fortunate residents with an impeccable array of luxury, personal service and recreational amenities. The acclaimed design team has created the most unique resort lifestyle in Naples. Amenities include a spa, fitness center, rooftop deck and sky lounge, and movie theater, all managed under the watchful eye of a full-time concierge.
Bella Terra :: Estero, FL :: View Details
A master planned gated community perfect for families of all ages and sizes offer villas, single-family and estate homes starting from the $100s. Bella Terra means “beautiful land” in Italian and that’s exactly what you will find here. It is nestled in a preserve paradise and inspired by beautiful northern Italian-style architecture. Set amid 1,000 acres with 100 acres of tranquil lakes and 400 acres of conservation preserves.
Bleu Claire :: Longboat Key, Florida :: View Details
Nestled along the pristine coastline of Longboat Key is a new level of exclusivity to define beachfront living, the taste of luxury, the reward for a lifetime of accomplishment: Your inspiration. Your dream. Your Bleu Claire. Designed to evoke the feeling of a retreat from the everyday, Bleu Claire on Longboat Key is inspired by the villas of the French Riviera. The community’s understated elegance reflects the beauty of its natural surroundings and the enchanting views of the Gulf of Mexico.
Bonita Bay Highrises :: Bonita Springs, Florida :: View Details
Three waterfront parks; 12 miles of biking and walking paths; 90 holes of golf; private beach park on the Gulf of Mexico; tennis and swim center; fitness center; marina club with storage for more than 400 boats, fuel and service, a ship’s store and restaurant; wine club; Audubon International Cooperative Sanctuary for demonstrated excellence in environmental planning, wildlife-habitat management, resource conservation, waste management, and outreach and education. Four additional high-rises are in development.
Fiddler’s Creek :: Naples, Florida :: View Details
Fiddler’s Creek is a master-planned luxury residential community, to be comprised of nearly 100 distinct neighborhoods upon completion. Less than one-third of the land at Fiddler’s Creek will be developed for residential use, while the remainder is reserved primarily for nature and recreation.
Hampton Park at Gateway :: Fort Myers, Florida :: View Details
Hampton Park at Gateway is now taking reservations. Hampton Park at Gateway will be offering a wide selection of single-family homes to suit your lifestyle.
Heritage Bay :: Naples, FL :: View Details
A master planned, gated, golf course lifestyle community full of amenities starting from the high $100s. Here you’ll feel like you’re on vacation all year long. Heritage Bay offers and extraordinary lifestyle that combines golf, tennis, fitness and a full calendar of social events. Keep your days and nights busy with activity or simple relax and soak in the amazing lake, golf or preserve views that comprise of over 80% of the community. Heritage Bay has the Florida lifestyle and home style you are looking in an amenity packed resort lifestyle.
Heron Bay :: Coral Springs, Florida :: View Details
Heron Bay features two community clubhouses, resort-style pools, fitness centers, children’s playgrounds, a kids’ spray park, tennis, event rooms, spa rooms, and walking & biking trails.
John Cannon Homes :: Sarasota, Florida :: View Details
John Cannon Homes was founded in 1987, but the vision for the company began many years before. John Cannon graduated from Michigan State University with a degree in building construction and first came to Sarasota, Florida in 1979 to work for a national builder. The job soon expanded to cover the builder’s Sarasota, Bradenton, Naples, and West Palm Beach properties.
Lake Buena Vista Resort Village and Spa :: Orlando, FLorida :: View Details
The award-winning Lake Buena Vista Resort Village & Spa is a wholly owned Orlando, Florida condo hotel development offering all the facilities and amenities of a world class resort. Superbly located just over a mile from Disney World,and close to Universal Studios and SeaWorld, the Resort featues convenient access to shopping, dining, aquatic center, fitness center and signature health spa. The Resort is a government approved Regional Center under the U.S. EB-5 Immigrant Investment Program whereby foreign investors may obtain expedited, permanent U.S. Residency and Green Cards with optional citizenship.
Legends Bay at IMG Academies :: Bradenton, Florida :: View Details
Come live and play in paradise. At Legends Bay at IMG Academies, you connect with the beauty offered in this pristine natural environment. With its mile-long waterfront, this private gated commmunity lets you experience the feeling of being far removed, but not far away. Beautifully situated along the waters of Sarasota Bay with astounding panoramic vistas, Legends Bay offers incomparable aesthetics and quality along with access to select facilities at neighboring world-renowned IMG Academies.
Lely Resort :: Naples, Florida :: View Details
A close-to-everything Naples location, three championship golf courses and a cosmopolitan atmosphere amid lush natural surroundings has made Lely Resort one of the most sought after addresses in Naples. Lely Resort offers 13 spectacular unique neighborhoods.
Manchester Square :: Naples, Florida :: View Details
Ideally located in the heart of North Naples and offering a selection of two- to five-bedroom home designs suited to every lifestyle, Manchester Square is the perfect address for casual, carefree living.
Paseo :: Fort Myers, Florida :: View Details
Paseo. The way to say “journey”. Our way of saying a wonderful place to live. Stock Development presents an exciting new Ft. Myers community designed with a blend of inspired residences, all a stroll away from the Paseo Village Center. With plenty of places and spaces for family and friends to meet and celebrate life. Priced to move you!
Pelican Preserve :: Fort Myers, Florida :: View Details
Pelican Preserve is Southwest Florida’s most vibrant 55-and-better destination. This award-winning community boasts a 70,000-square-foot Town Center, a Golf Club, 27 holes of golf and a full calendar of social, recreational and cultural activities.
Perrone Construction :: Sarasota, Florida :: View Details
As Sarasota’s premier builder of luxury waterfront residences since 1980, Perrone Construction’s reputation for unparalleled excellence is widely acknowledged throughout the community. Our dedication to quality and our commitment to our client remain as strong today as ever. Repeat clients and referrals from former clients account for a good deal of our business, and to our company, this is the highest compliment that we could receive.
River Strand :: Bradenton, FL :: View Details
A Bradenton Florida vacation that will last you a lifetime. River Strand by Lennar in heritage Harbour includes a FREE country club membership with every home purchase. Living in River Strand means more than just owning a home…it’s a lifestyle. That’s because with the purchase of your beautiful new home, you’ll also receive a Full Country Club Equity Style Membership. The Full Country Club Equity Style Membership entitles you and your family to have full-use of all River Strand’s facilities including our 27-hole championship golf course designed by Arthur Hills. Reasonably priced annual dues cover all the golf and tennis you can play. With your membership, golf course fees are waived and you only pay for your golf cart rental.
Stoneybrook :: Venice, FL :: View Details
Stoneybrook by Lennar in Venice, FL A master planned gated community perfect for families of all ages and sizes offer single-family homes at an unbelievable value from the mid $100s. This 900 home, gated community was recently voted by Builder Magazine as one of the TOP 10 BEST SELLING communities in America. And it’s easy to see why, here you will enjoy all of the amenities of a country club lifestyle for a fraction of the cost. Plus, the location puts you a mere 3 miles from some of the most gorgeous Gulf of Mexico beaches on Florida’s west coast. All of this makes Stoneybrook the perfect community for families of all ages.
Tiburon :: Naples, Florida :: View Details
Home of the Ritz-Carlton® Golf Resort, Tiburón features 36 holes of Greg Norman-designed championship golf, resort-style conveniences and a superb location surrounded by Naples’ best beaches, shopping and dining.
Tidewater Preserve :: Bradenton, Florida :: View Details
On the shores of the Manatee River, Tidewater Preserve is a dynamic waterfront community with exceptional amenities including the Port & Court Club, tennis complex, canoe/kayak launch and riverfront walk.
Venetian Golf & River Club :: North Venice, Florida :: View Details
Venetian Golf & River Club provides artfully designed living sculpted around championship golf and a 70-acre Nature Park. The community’s two social hubs, The River Club and The Golf Club, offer a spectacular mix of activities and events.
WCI Communities :: Bonita Springs, Florida :: View Details
WCI sets the standard for building exceptional communities, creating amenities that challenge and exhilarate, while upholding our unwavering commitment to the places we call home. WCI has developed master-planned communities where today there are over 150,000 residents who enjoy amenity-rich lifestyles. WCI is fully committed to maintain and enhance this trust and will demand the highest quality construction and customer service to ensure The Experience Is Everything® for our valued customers.
Westshore Yacht Club :: Tampa, Florida :: View Details
Westshore Yacht Club is now taking reservations. Westshore Yacht Club will be offering a wide selection of single-family homes to suit your lifestyle.

Mortgage Debt Settlement Risks You Should Know

20 Mar

Mortgage Debt Settlement Risks You Should Know.  Buying a home is a wonderful feeling and there are several ways to purchase a home:  cash, rent to own or by entering into a mortgage.  Most people opt for a mortgage and for very good reason.  A mortgage is a good way to establish a good credit history and because it is the fastest way to buy a home.  Cash takes a long time to save; whereas, a mortgage will get you into your new home almost immediately.

There are many things to consider when deciding to purchase a mortgage.  Handling your debt properly now and into the future should be your first priority because a mortgage debt that has gotten out of control can have very serious repercussions for the home owner.  So make sure you think about your long term plans and goals before deciding on how much of a mortgage you can handle.

If you happen to find yourself in a position where you have to rely on a debt settlement to get out of your current situation then there are a few things you need to look out for.   Let’s talk about a few things that you need to be aware of before entering into your next mortgage loan.

1.Tax Caveats – You will need to remember that tax does apply to loans that are more than $600.  Many times the taxes are deducted from your loan before the funds are released

2.Bad Credit Reporting – Most lenders will report your payment history to all of the major credit bureaus.  If you have not paid your mortgage on time, this will most definitely affect all of your future borrowing potential to some degree.  Even missing one payment can have a negative effect on your credit history.  Your future purchases will no longer qualify for acceptance by prime lenders and you will be forced to use subprime lenders that offer a much higher rate.

3.Watch Out For Fraudsters – Many people are approached by scammers and are tricked into hiring them to handle their debt settlement.  The scammer will ask for a large upfront fee and then take off with your money and you will have little to no recourse when it comes to trying to get your money back.  Some legitimate debt settlement companies, although legitimate, their business practices are less than favorable to the borrower.  They are known to take advantage of unfortunate situations such as these.

4.Beware Of A Possible Lawsuit – Lawsuits are very common in debt settlement cases.  It does not matter what your situation is or how it came to be; lenders will not adjust your loan to meet your current financial problems.   So remember you can be sued for not paying your debt in full.  In addition,  this will have a negative impact on your credit history.

There is so much involved when it comes to a mortgage.  It is in your best interest to find a qualified realtor to stand by you and help you through all of the potential real estate pitfalls.

A realtor can be your best friend and could save you from making an innocent mistake just because of something you were not aware of.  Your realtor has many years of experience and is there to help you every step of the way.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach,  Hutchinson Island, Fort Pierce,  Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Do You Really Need A Real Estate Agent?

9 Feb

Do You Really Need A Real Estate Agent?  The short answer is no, but why wouldn’t you want to?  There are so many anxieties that come with buying a home, whether you are a first time home buyer or someone that has purchased several homes in your lifetime.  It doesn’t matter; the stresses and anxieties will always be there.  However, your realtor goes through this process on a daily basis, often times many times each day.  So what does this mean for you?

Let’s look at what your Realtor can do to make everything much easier for you from start to finish.

1.  Your Realtor can help you determine what price range of homes you can afford

2.  Your Realtor can customize your home search for you – how many bedrooms do you want, how many baths,  find you the perfect location, help keep you out unsavory areas

3.  Your Realtor could potentially save you thousands of dollars just by using their expertise and knowing all of the ins and outs that will save you money – this is priceless

4.  Your Realtor will arrange for you to view as many homes as you would like and will then encourage you to look at the home of your choice several times at different times of the day even after your final decision to make sure that you are completely comfortable with your selection

5.  Your Realtor will save you time.  Most people are very busy and do not have time to spend on walking through countless open houses that may not even fit their criteria or to spend countless hours scouring the internet

6.  Your Realtor has access to many lenders and will know who to send you to to help you get your pre-approval and then to get you the best possible deal from an easier to work with lender to one that will go to the ends of the earth to get you approved and one that will get you a great interest rate

7.  Your Realtor is a professional real estate agent, which you are probably not, so this alone will give you an advantage because your realtor knows your neighborhood, the schools, the builders, and knows how to negotiate on your behalf

Buying a home is probably the biggest investment you will make in your lifetime so why would you leave this process to chance.  This decision is one that will affect you for many years so you want to make sure that you have an expert on your side.  Someone that knows you, has a relationship with you, cares about you and one that will help you through the entire process every step of the way.

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Serving Locally and Globally.  View thousands of new and resale homes:  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com a Golf Style Private Community,  www.TheCascadesAtStLucieWest.com  a 55+ Resort Lifestyle Community, www.HealthcareRelocationServices.com

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How To Buy A Hoome In Today’s Market

10 Jan

How To Buy A Home In Today’s Market

We are living in very uncertain times.  The price of homes has dropped more in the current recession than they did in the great depression.  Not only that, we could be looking at another recession on top of the one we already have.

New home construction has all but stopped and the foreclosure industry is growing in leaps and bounds with the foreclosure inventory over shadowing the non-foreclosure housing market.   Ok, enough of the depressing stuff.

So what do you do if you are ready to buy a home now?  Should you wait or should you dive right in?  Well, that is the question that many people are asking in today’s housing market.

Here are some positive reasons to buy now and not wait until you “think” things will “improve”.

1.  Interest rates have dropped to all time lows.  A 30 year fixed mortgage rate in some areas is lower than 4% – that is something that is not likely to go much lower, so waiting for a lower interest rate just doesn’t make sense.  What does make sense though is to jump on these rates while they still exist because we will probably never see this again in our lifetime.

2.  Even though the housing market is at an all time low, you need to remember that home values fluctuate over time, they can’t keep going down forever.  So buy your new home then sit back and relax because the housing market will improve!

3.  It is a great time to buy.  Why?  Because you can sell your current home and buy another home that is perhaps bigger or in a better location, or has better schools.  Whatever the case may be;  sell your home and start movin’ on up.  Get a home that is more suitable for you and will last you for many years to come.  Then when you’re ready, you can sell that home at a profit, because more than likely the housing market will have improved by then.

4.  Consider renting your current home and purchasing a new home for you to live in.  This will be a nice little investment for your future.  Why not buy now while the prices are so low and pay yourself back in spades over time.

5.  Whatever you do, make sure that you buy within your budget.  Try to keep your budget in a range that one salary can handle that way if one of you loses your job the other can still keep up the pace until you are back on track.

Remember, you are buying for the long term, so don’t worry about the ups and downs of the housing market.  You are in this for the long haul.  Before you buy, make sure you are stable in your job and make sure you have reviewed your budget thoroughly and you will be just fine.

Now you are ready to call your favorite real estate agent and request a list of homes that will be perfect for you.  Your real estate agent knows where the deals  are and will be able to potentially  save you thousands of dollars.  So pick up the phone right now and call – what do you have to lose?  Well, except thousands of dollars!

Having the right real estate agent means having an agent who is committed to helping you buy, sell or rent  your home with the highest level of expertise in your local market. This commitment level has helped me build a remarkable track record of delivering results.

Nothing is more exciting to me than the gratifying feeling I get from helping people meet their real estate needs. You can count on me to always do what’s in your best interest. I pride myself on being honest, trustworthy, and knowledgeable in the real estate market. I know how important it is to find your dream home. Therefore I will make it my responsibility to help you achieve those goals.

Whether you are an experienced investor or a first time buyer, I can help you in finding the property of your dreams. Please feel free to browse my website or let me guide you every step of the way by calling or e-mailing me to set up an appointment today.

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

View thousands of new and resale homes:  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com a Golf Style Private Community,  www.TheCascadesAtStLucieWest.com  a 55+ Resort Lifestyle Community, www.HealthcareRelocationServices.com

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