Tag Archives: Amelia Island

Bargain-Hunters Find Cascades At St Lucie West Market That Isn’t Waiting

19 Mar

Bargain-Hunters Find Cascades At St Lucie West Market That Isn’t Waiting

Anyone who is buying a house in Cascades St. Lucie West– or even just checking up on the market — is likely to find that some of the rules of the game seem to have shifted. Particularly anyone expecting to be deluged by the kind of amazing deals being offered in 2008 and 2009 should see what I mean.

As the latest housing statistics continue to paint an upbeat picture, at least when it comes to bargain-priced properties, the days of multiple bids and ‘offers over asking’ are back.  If you are weighing the advantages of buying a house in Cascades St. Lucie West before interest rates and prices rise in earnest, it should be useful to take a look at some strategies that work — and some that virtually never work:

1)                  Blanket Low-balling – Running around writing up a bunch of low-ball offers is a surefire way to get yourself ignored, or worse, miss out on an otherwise great property. A better approach?  Work with a knowledgeable agent whose expertise in Florida neighborhoods will allow you to check on the most recent comps, then write a serious offer.

2)                  Dismissing Imperfect Properties – The degree of your success in buying a house in Cascades St. Lucie West can depend on starting out with a reality check: only very rarely is a property totally perfect for you and priced absolutely right.

3)                  Highest and Best – Unfortunately, the tempting low prices listed for some Florida bank-owned homes also means that it’s increasingly common to encounter the dreaded “multiple offer situation.”  If you find yourself there, be prepared to submit your highest and best offer first — you may not have another shot.

This changing market doesn’t mean we are headed into the kind of fever-induced ‘bubble’ we saw in the mid- 2000’s.  But for those seeking a deal and waiting for the bottom of the market before buying a house in Port St. Lucie, the market does not seem to be waiting. 2013 is clearly the time to jump in!

Having the right real estate agent means having an agent who is committed to helping you buy your new home with the highest level of expertise in your local market. This commitment level has helped Bold Real Estate Group build a remarkable track record of delivering results

Are you tired of scouring the newspaper and MLS listing sites looking for homes in Florida? Tired of playing telephone tag with Realtors only to hear the home’s already sold? Sit back, relax and let Bold Real Estate Group and our team of professional Realtors do the work for you! Just visit our website and check off the properties you’re looking for. This service is FREE and there’s no obligation!

http://www.BoldRealEstateGroup.com

http://www.Northeast-Florida-Relocation.com

http://www.TheCascadesAtStLucieWest.com

http://www.PGAVillage-Homes.com

http://www.NewYork-Florida-RealEstate.com

http://www.HealthcareRelocationServices.com

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net or 772-224-1634

 

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Survey: More Americans Say Walking Out on Mortgage OK

9 Oct

Survey: More Americans Say Walking Out on Mortgage OK.

When you are Ready To Buy,  Real Estate agent Millie Gil will…

Help you sellect a home and community that’s right for you, and ensure a good investment.

Determine an appropiate sales offer.

Negotiate a final contract.

Guide you through inspections, contingencies and deadlines, making sure you are prepared and informed at closing.

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, an agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

View thousands of listings  www.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.Northeast-Florida-Relocation.comwww.HealthcareRelocationServices.com

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

How To Avoid Delays In The Closing Of Your Home

10 Jun

How To Avoid Delays In The Closing Of Your Home

You have finally found the house of your dreams and you can’t wait to close and get moved into your new home.  So you definitely want everything to go as smoothly as possible with the sale of your current home.  Here are a few things you can do to make sure that you help avoid any possible delays during escrow.

First of all, problems can arise during closing no matter what you do and closing dates are never set in stone.  Just about anyone involved in the process could potentially cause a delay.  So you will want to keep in close contact with your realtor.  Your realtor will be able to inform you immediately of any deadlines that are approaching and help you to effectively deal with any delays.

Here are a few a few things you can do to help avoid any escrow delays.

1.  Make sure you have a very well written sales contract

2.  Ask your realtor to make sure that the buyer is required to  provide proof of sufficient funds for their down payment and closing costs

3.  It is a good idea to have the buyer provide proof of the ability to buy homeowners insurance (due to new restrictions on insurance policies, the mortgage lender will most likely require them to provide their insurance prior to funding the loan)

4.  Make sure you modify the part of the sales contract where the seller makes a warranty to the buyer of the condition of the property.  It should be modified to reflect the sellers transfer disclosure statement.  If you leave this out, the seller may have to repair items that are found not working or faulty and this could delay your escrow period

There are many things to remember and many things that need to be taken care of prior to a closing.  So it is a good idea to keep in regular contact with your realtor throughout the entire process.  Your realtor will help keep you on track and make sure that everything you need to do gets done within the timeframe that is required.

The last thing you want is to get to your closing appointment only to realize that one of the items needed for closing has not been done.  Your agent wants to get you through the sales process and through your closing as smoothly as possible.  So you don’t need to worry about anything, but you do need to keep in touch.

The next thing you know, you will be enjoying your new home and that everything was completed without a glitch!   At least, that is, until you get ready to buy your next home, then everything starts over again.  But that is a topic for another day.  For now you can relax and enjoy your new home for years to come.

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.HealthcareRelocationServices.com

The Benefits Of A Home Warranty

10 Jun

The Benefits Of A Home Warranty

Ok, so you just found a new home and are ready to put your current home on the market.  You want your home to sell quickly and without any glitches along the way.  But what can you do to protect yourself and your buyer?  Well, have you ever heard of a Home Warranty?  If so, great, then you already know this is the way to go.  If not, then keep reading and we will look at why getting a home warranty is so important.

What exactly does a Home Warranty do for you?  The Home Warranty is really just an insurance policy.  Most policies will protect you from the day your home is listed on the market until one year after the closing date.   By buying a Home Warranty, you will make the purchase of your home more attractive to home buyers.

The Home Warranty will cover anything that could break down or go wrong.  Things such as a broken dishwasher or air conditioner, etc.  By buying Home Warranty protection, you will help to eliminate the worries about unexpected but necessary repairs for you and the home buyer as well.   This will limit the liability for both of you in the event that a problem is discovered before or after closing.

Home Warranty policies will vary; however,  the standard deductable is usually somewhere between $35-$100 but can vary from state to state.

So to sum up the advantages of buying a Home Warranty:

• It will potentially save you money
• The Home Warranty will repair or replace any covered item
• The cost of a Home Warranty is only a fraction of the cost of replacing a major appliance
• It provides an incentive to the sale to any potential home buyer
• The Home Warranty will relieve any buyers anxiety about buying your home, especially if you have an older home
• It also relives a buyer of any concerns that you failed to disclose a material defect on the home disclosure
• Additionally, it will help prevent the buyer from trying to sue you  for failing to disclose any of the homes major defects on the home disclosure

The Home Warranty Protection policy is a fantastic way to protect you and your buyer from unforeseen repairs that can and do arise without warning.  During the home buying /selling process is no time for either party to have to shell out more money, especially for repairs.

Talk with your realtor about obtaining a Home Warranty Protection policy, they will be able to go over the entire program and its benefits with you.    So sit back and relax and enjoy the peace of mind you will get from purchasing the all important Home Warranty Protection policy.

About the Author:  Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.HealthcareRelocationServices.com

Spring Home Maintenance Items That Must Be Performed

10 May

Spring Home Maintenance Items That Must Be Performed

It’s that time of year again.  Spring has sprung and there are chores do be done.  Routine maintenance is a big part of home ownership and hopefully you have a yearly calendar of routine tasks and when they need to be performed.  Deferred maintenance will cause bigger, more expensive problems down the road and could cause you to lose some of your home’s value if left undone for too long.

Here are a few things that I consider to be important spring time routine maintenance tasks.

1.  Clean out and remove dead plant material and leaves from your plant beds.

2.  Trim your trees and thin them out to ensure proper growth and stability.  Make sure you check for any cracked or damaged trunks or limbs as this could create a dangerous situation if not corrected.  When comparing tree trimming companies, make sure they have the proper insurance in case of damage.

3.  Inspect your roof shingles for any damage that may have occurred over the winter months.   If you are not comfortable doing this – hire a professional.  Remember, if you find roof damage, check with your insurance company.  Many insurance companies will pay for the repairs or possibly a new roof if the damage is severe.

4.  Check your gutters and downspouts.  Make sure they are secure.  Clean out any leaves and debris.

5.  Check fence poles and gates.  If your fence poles have loosened up over the winter, wait until the soil is dry then clean out an area around the post and put down some new cement to secure the pole.  Check your gate latches and hinges for proper functioning.  This could be a security issue for your family and your pets.

6.  Clean up all old leaves, debris and plant material that has accumulated over the winter.  Not doing this could ruin your landscaping and could potentially cause a fire hazard during the hot, dry summer months.

7.  Inspect your air conditioning unit inside and out.  Change the inside filter and hose down the outside coils to remove any debris that could overwork your unit.

8.  Close your fireplace dampers if you have not already done so.

9.  Test your sprinklers and timers and adjust the heads where necessary.

10. Check vent blocks and remove faucet covers once you are sure that all freezing danger has passed.

11. Replace your smoke detector and carbon monoxide detector batteries then test the units.

12.  Tune up your lawn mower and other lawn equipment for peak performance.

All of these routine maintenance items will keep your home in tip top shape and ready for the new season.  If you are considering selling your home, call your realtor for more suggestions as to what you can do to help spruce up your home for maximum profits.

About the Author:  Millie Gil has been a successful Licensed Realtor for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach,  Hutchinson Island, Fort Pierce,  Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Should You Consider Owner Financing?

10 May

Should You Consider Owner Financing?

So you have lived in your home for a while now and are thinking about selling and moving into something that is better suited to your current lifestyle.  However, you may be wondering if now is the right time to sell.  You have heard all of the rumors about the housing market and how hard it is to get financing.  So what are your options?

Well, here is an option that you may not have thought of – owner financing.   If you have a lot of equity in your home and you do not need that equity to buy another home, then owner financing may be the way to go.

Let’s talk about how owner financing works.

1.  Owner financing will benefit you by helping you sell  your home more quickly and will also benefit your buyer by enabling them to buy a home now instead of having to wait

2.  Seller financing usually means the buyer will secure the largest part of the home purchase through a mortgage company

3.  The buyer then gets a smaller second loan from the sellers

4.  Example:  the buyer may finance 75% of the loan with the mortgage company, put 15% cash down and then ask the sellers to finance the remaining balance

5.  The terms and interest rates on seller carry backs are handled on a case by case basis

6.  The seller generally gets a better return on their investment versus a one to five year CD or Treasury note

If you decide to honor an owner financing option, make sure you protect yourself to the fullest extent.  You must verify the buyer’s income, credit history and job stability before proceeding with the final paperwork.  Put everything in writing!

Owner financing may be just the option you need to help you get into your new home sooner rather than later.  Talk to your realtor about the best way to handle an owner financing deal.  Your realtor will be able to help you through this process and help to make sure everything is handled in your best interest.

About the Author:  Millie Gil has been a successful Licensed Realtor for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach,  Hutchinson Island, Fort Pierce,  Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

How To Recognize A Home That Will Hold Its Resale Value

10 May

How To Recognize A Home That Will Hold Its Resale Value

Buyers who are looking for a new home are often very excited.  It is that excitement that can sometimes cloud their judgment when it comes to buying a home that will retain its resale value.  So what can you do to make sure that your excitement does not overcome your good judgment and common sense?

Here are some things to keep in mind when you are trying to buy a home that will retain its resale value.

1.  Location, location, location!  Is this home on a busy street or does it have some other undesirable factor about it?  If so, make sure the price is adjusted accordingly.

2.  Consider all defects that are not correctable.  Things like location, traffic, floor plan etc. Then make sure the selling price reflects these non -correctable items.  Remember, you may have to sell this home with these same defects in the future.  So you don’t want to be left holding the bag.

3.  Does this home suit your long term needs.  If so and you plan on living in the house for a very long time, then resale value may not be as big of a determining factor for you.

4.  Don’t be bullied.  If you are looking in a hot market, don’t overlook the issues that could cause you to lose money if you have to sell in a future market downturn.

5.  Look for a home that has a broad appeal.  A home that is suitable for most people.  One that has a good floor plan and amenities that the majority of people are looking for is important.

6.  Think about the size and the space.  Is this home going to be very expensive to maintain due to its home or yard?  Are there any other factors that could influence someone’s decision to buy.

7.  It is best to buy a home that is in good condition -one that someone clearly took the time to maintain over the years.  Routine maintenance is a huge factor when it comes to future repairs.

8.  Convenience – how convenient is this home to schools, banks, day care centers, shopping, gas and restaurants.

9.  Look for an easy commute – is this home located in an area where the major thoroughfares are easily accessible.  Is there a bus line nearby etc.

10.  Find a home that has a good resale value and not one that is just a good deal.

Talk to your realtor about buying a home that has a good resale value and they will be able to help keep you on the right track.  Resale value should be one of the major deciding factors when buying a home.  Remember, most people do not live in the same house their entire lives.  So plan accordingly!

About the Author:  Millie Gil has been a successful Licensed Realtor for over 25 years in Florida.  Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties.  For more information please forward your request to communityinfo@comcast.net

Servicing:  Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach,  Hutchinson Island, Fort Pierce,  Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings  www.Northeast-Florida-Relocation.comwww.BoldRealEstateGroup.com,  www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

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